We ask that all members who participate in group rides also join either the CTC or British Cycling*. Membership of these organisations provides 3rd party liability insurance cover. This provides cover if claims are made against you in the event of an accident. Claims could be made by other riders or road users in general. Membership of the Didcot Phoenix Cycling Club, does not in itself provide any insurance benefits. Potential new members will only be covered for their first five rides by the clubs insurance whilst they have a genuine interest in joining the club.

Affiliate membership of the CTC can be bought through the club for just £18. This does not have all the benefits of full CTC membership but provides the necessary insurance cover element. Affiliated CTC membership does not provide legal assistance whereas full CTC membership does.

First time members of British Cycling can benefit from an introductory discount through membership of the club. Please note that the BC ‘Bronze’ package does not include insurance cover.

To see more details about BC insurance cover please go to:

To see the introductory membership offer with BC please go to:–0

To see more about affiliate membership with the CTC go to:

*Triathlete organisations may also offer insurance.